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Lawsons Network AG (“Lawsons Network”) provides infrastructure and compliance oversight to support independent financial advisers (“Advisers”) within its network. Each Adviser is a separate and autonomous entity, solely responsible for the advice, services, and client relationships they provide. Lawsons Network does not act as a contracting party in client-adviser relationships and accepts no liability for any advice, recommendations, or outcomes arising from services delivered by Advisers. Clients engage directly with Advisers, and all obligations rest exclusively with the individual Adviser. Lawsons Network AG – All Rights Reserved Rue Jean Calvin 14, 1204 Genève, Switzerland